• The Perfect Home Is Waiting for you.
    The Perfect Home Is Waiting for you.
  • Get up-to-date Rates and More.
    Get up-to-date Rates and More.
  • More than just your Lender.
    More than just your Lender.

ZRE Funding

We are a full service lender with over a dozen wholesale lenders that we work with on a daily basis.

Nothing is more exciting than being handed the keys to your new home in the states of California and Georgia. For us, the excitement is in knowing that we connected you with the loan which unlocked that future for you.

Based in the San Francisco Bay Area, we serve customers through out the state of California and Georgia. Whether you are a homebuyer, homeowner, or investor, we offer a wide variety of purchase and refinance loan programs which can help you achieve your goals.

With today's ever changing lending environment we keep up to date on new loan programs and guidelines to ensure our borrowers are informed and ready for their purchase or refinance.

New programs are continuing to evolve and and make home ownership more accessible for all borrowers.

Our latest new program is the Low down payment options program, conventional financing.

Contact us today to find out more information or schedule an appointment to see one of our mortgage consultants.

Mansur "Manny" Zahir 

Mortgage Broker/President

CA Broker License: 01772796 
GA Broker License: 413683   
NMLS: 1807299

(510) 367-4492  Direct Cell


Low Down Payment Home Buying Programs and First-Time  Home Buyer Loan Programs in CALIFORNIA and GEORGIA

In terms of Purchase Loan programs, we offer the following:

VA | USDA | HomePath | Jumbo | Conventional

Refinancing? We can help you with that, too!

We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

VA Streamline | VA Cash Out | USDA Streamline | Conventional | HELOC | Jumbo

Contact ZRE Funding today to discuss your mortgage loan options and find out which loan program will best suit your needs.

Get to know us

Located in Beautiful San Francisco Bay Area, California, we thrive on the success and satisfaction of our clients.


Calculate your mortgage, interest rates, and more.

Loan Programs

Explore various loan program options for fixed and adjustable rate mortgages.

Apply Now

Complete our online secure application here. It only takes a few minutes.

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